can i use the sim for otp calls and banking apps ?

Yes — but it depends on the type of plan you purchase and which SIM number the OTP is linked to.

Local OTPs

If your plan includes SMS, you can receive OTPs from local apps and services in the destination country.

Calling

If your plan includes calling minutes, you can:

Make local calls

Receive local calls

Call India (only if included in your plan)

Indian OTPs (Banking / UPI / Verification SMS)

To receive Indian OTPs, your Indian SIM must remain inside your phone (usually in Slot 2).

This is required for:

UPI OTPs

Bank alerts

Verification SMS

Prune international SIMs do not replace your Indian SIM for banking authentication.

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