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How to Protect Yourself From Cyber Fraud: Prune

Thousands of people each year are targets of cyber fraud. It can tough to keep up safe and secure with scammers, who are constantly changing their techniques to keep ahead. 

However, there are some important technics you can take to protect yourself from cyber fraud. 

What is Cyber fraud?

Cyber fraud is the use of computers or websites to take advantage of someone by stealing their money or identity.

People lost millions of dollars every year, and these crimes affect people of every age.

How Online Scammers Get Your Identity

Online scammers use many different techniques to try to defraud people.

Online Shopping Scams

In an online shopping scam, a customer tries to purchase a product online. However, they don't receive what they ordered.

Credit Card/Debit card Scams

In Credit card/Debit card scams, scammers accessed a person's credit card or debit card information, then use it to make purchases or withdraw cash.

Data Breaches Scams

In a data breach, personal or financial information is accessed or leaked by an unauthorized party. Fraud people may then use that information to taking out fraudulent loans or hacking into financial accounts.

Phishing

In phishing scams, scammers use fake emails or websites to obtain people's private or financial information. Scammers then use that information to taking out fraud. 

How to Keep Your Identity Safe

Awareness is the best way to protect your money and identity from online fraud. There are some simple but important steps you can take to protect yourself from online fraud.

Change passwords. 

Change your account password frequently, and don't use a simple password for your account. Use secure passwords that have numbers, capital letters, and special characters. 

Trust only SSL enabled websites

SSL-enabled websites start with "HTTPS" instead of "HTTP." Your browser may also display a lock icon to show that the site is SSL secure. It's not a guarantee the website is safe, but it's an indicator that it's more secure.2.

Don’t email account numbers or signatures

Don't email full account numbers, passwords, wiring instructions, or other private information via email. Always use a secure file-sharing service or make a phone to send personal documents.

Don’t click on email or attachments from unknown sources

Don’t click on email links or open attachments if you don’t recognize the sender it could download a virus to your computer. 

Verbally confirm any wire transactions

Don’t wire money to strangers. If you are wiring money for a transaction, call the person requesting the wire to make sure the request is legitimate. 

Turn on two-factor authentication

It's an extra layer of protection that requires two forms of authentication, such as your password plus an OTP or a special code texted to your phone. 

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