is prune bill payments secure ?

Yes. Prune is built with multi-layer security so you can pay bills with complete confidence. Payments are processed through regulated networks and audited payment partners, with encryption and fraud checks to ensure safe and reliable transactions.

Security layers used by Prune

1) BBPS (RBI-regulated network)

All bill payments run through the Bharat Bill Payment System (BBPS).

BBPS is regulated by the RBI and operated by NPCI, and only verified billers are part of this ecosystem.

2) PCI-DSS certified payment gateways

Card and UPI payments are processed via secure, audited payment partners that follow global security standards for financial transactions.

3) Full encryption

Sensitive data (account numbers, transaction IDs, personal details) is transmitted via encrypted channels to prevent snooping, tampering, or data theft.

4) No storage of sensitive credentials

Prune does not store your:

Card number or CVV

UPI PIN

Net banking password

These are handled only by certified payment gateways and your bank/UPI app.

5) Fraud monitoring

Unusual or high-risk transactions may be flagged for review. Built-in risk checks help prevent misuse and unauthorized payments.

6) Direct bill validation

Bill details are fetched directly from official biller systems, reducing the risk of mismatched or fake bill information.

Together, these measures ensure bill payments on Prune are secure, compliant, and reliable.

Related Faqs