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Reasons why a travel insurance policy is a necessity: Prune

Travelling is one of the most important experiences that one needs to have. It is a way for you to explore more out of your life, be it people, places, or cultures. The memories made out of this beautiful experience become a part of you and encourage you to travel more. But there are always risks involved when you embark on a journey despite cautiously planning your trip in detail. These unexpected external factors are out of your control, leading to heavy expenses, and it makes it more important to be prepared to face them. So to deal with any financial setbacks, purchasing a reliable travel insurance policy from Prune will keep you and your loved ones safe when you travel. 

With a wide range of facilities available these days, traveling has become more common and accessible to everyone. And with it comes more travel-related risks such as loss of personal documents, loss of luggage, unforeseen flight cancellation, and so on. These non-refundable expenses can be costly and burdensome without a travel insurance policy to help you in an emergency. And yet, it is often overlooked by even the most frequent travelers. It is often assumed that a travel insurance policy is expensive and that one can be careful enough to avoid any problems. But these assumptions can put you at risk, especially when you are planning a long domestic or international trip.

To help keep you safe, Prune makes Travel insurance more accessible, easy & cost-effective. With our best travel insurance policy buying experience, we will make sure that you enjoy seamless and hassle-free travel. Our online platform offers options that will meet your needs best. We offer a plan for single trips, multiple trips, and special plans for students. 

Why should you buy travel insurance from Prune?

Travel should be about making fun memories, whether you’re traveling solo or with your loved ones. And our experts at Prune are available 24/7 to ensure that your holidays go well and smoothly. Since unforeseen events can lead you to lose thousands of rupees, our travel insurance policy will help cover the high cost and guide you while dealing with any authorities or medical team. And if you’re worried about our policy is too expensive, don’t fret! Prune offers a reliable travel insurance policy at an affordable rate that has your safety in mind. 

What does a travel insurance policy from Prune cover?

Flight-related issues: If your flight is canceled or delayed, hotel accommodation and transport expenses should be covered in the policy. 

Medical emergencies: If you face a medical emergency such as an accident or unexpected illness, travel insurance should provide immediate help and cover your hospital bills and other expenses. 

Theft: Theft is, unfortunately, a common issue that travelers face. A good travel insurance policy, like that of Prune, reimburses you for your stolen items that can include electronics, cameras, and jewelry. 

Legal expenses: If you come across any legal situation and are unfamiliar with the law, a travel insurance policy comes in handy to help guide and cover your legal expenses. 

Types of travel insurance plans

Medical travel insurance: This plan covers the expenses related to sudden medical emergencies. It could be a sudden accident or illness one might face during travel. However, you need to look into what is included. In these policies, there are some exclusions that you need to be aware of. 

International travel insurance: This plan covers situations that you might come across while you are traveling overseas. It can include loss of passport, flight delays, and medical evacuation. 

Domestic travel insurance: If you travel within the country, you can choose this plan. This policy will cover loss of baggage, medical emergency, canceled flights, and more. 

Senior citizen travel insurance: If you have a senior citizen traveling with you, you can purchase this plan which will help you with cashless hospital bills and health-related treatments such as a dental procedure. 

Group travel insurance: If you are traveling in a group, this plan is an affordable option as it will save you from the high premium costs of getting an individual plan. It is a suitable plan for group business travels. 

Single trip insurance: You can pick this plan that will cover expenses related to your entire single trip. 

Multi-trip insurance: If you travel frequently, you can go for this plan that extends the coverage to every trip you undertake within a year. 

What is not included in a travel insurance policy

• Pre-existing medical conditions
• Pregnancy and childbirth
• Expenses due to political unrest and war
• Bad weather conditions
• Dangerous activities

So go head to our Traveller Insurance section and see how easy is it to order travel insurance, right away.